Protecting Your Business and Its Future: The Importance of Business Interruption Insurance

4/12/2023 (Permalink)

As a business owner, the thought of an unexpected event disrupting your operations is a nightmare. Whether it's a natural disaster, fire, theft, or any other unforeseen event, the impact on your business can be devastating. The costs associated with business interruption can be astronomical, including lost revenue, ongoing expenses, and potential lawsuits. This is where business interruption insurance comes in, providing a safety net for businesses during these trying times.

Type of Insurance

Business interruption insurance, also known as business income insurance, is a type of insurance that covers the loss of income a business suffers after a disaster. This type of insurance is designed to get businesses back up and running as quickly as possible, minimizing the impact of the interruption. It covers ongoing expenses such as rent, employee wages, and utilities, allowing businesses to focus on getting back to normal operations.

Role of Insurance

The role of business interruption insurance cannot be overstated. It has the potential to save businesses from financial ruin, allowing them to weather the storm and come out the other side stronger. Without this type of insurance, businesses may be forced to shut down permanently or struggle to stay afloat, putting jobs and livelihoods at risk.

One of the main benefits of business interruption insurance is its ability to provide coverage for lost income. This type of coverage can help businesses pay for ongoing expenses during the interruption, such as rent or mortgage payments, payroll, and utilities. It can also cover the cost of temporary relocation or the cost of setting up a temporary location to keep the business running.

Another benefit of business interruption insurance is that it can help businesses recover quickly from the interruption. This type of insurance provides funds to cover the costs of repairs and replacement of damaged equipment or inventory. This can help businesses get back to normal operations as quickly as possible, minimizing the impact of the interruption on their bottom line.

Business interruption insurance can also protect businesses from potential lawsuits. In the event that a customer or employee is injured during the interruption, the insurance can cover the cost of legal fees and any settlements or judgments that may be awarded.

The role of business interruption insurance cannot be overstated. It provides a safety net for businesses during times of uncertainty, allowing them to weather the storm and come out stronger on the other side. Without this type of insurance, businesses may be forced to shut down permanently or struggle to stay afloat, putting jobs and livelihoods at risk. As a business owner, it's important to consider the potential impact of an interruption on your operations and invest in business interruption insurance to protect your business and its future.

Water Damage Tips Everyone Should Know

3/7/2023 (Permalink)

When you're faced with a water damage disaster, it can be tempting to panic. But try not to! Instead, take a deep breath, follow these tips, and work with professionals to get your home back in shape as soon as possible.

Take a deep breath.

The first thing you should do when you notice water damage is to take a deep breath. Don't panic! Just because there's water in your home doesn't mean it has to be a disaster. The more calm and collected you are, the easier it will be for everyone involved (including yourself) to deal with the situation.

Turn off the power.

The next water damage tip is to turn off the power.

This is a crucial step that many people forget, and it's easy to see why: turning off the main electrical breaker can be intimidating, especially if you're not familiar with your home's electrical system. But there are several reasons why you should do it anyway:

• Turning off the electricity prevents further damage to your property and keeps you safe from electrocution or fire hazards (which could happen if water has entered into an outlet).
• Turning off the water supply prevents further damage from occurring to your appliances.

Don't use a vacuum to remove the water.

While it may seem like a good idea to use a vacuum to remove standing water, the reality is that this can do more harm than good. Vacs are designed to be used on dry surfaces, and they can cause damage to the electrical system and structure of your home if you try using one on wet carpeting and floors.

Additionally, vacuums have limited suction power--even high-powered ones won't be able to extract every last drop of moisture from your carpet or flooring. This is why it's important not just to get rid of standing water but also to call in professionals who know how best to remove moisture from each type of surface.

Take photos and videos of the water damage.

When you're dealing with water damage, it's easy to forget the details of what happened. Taking photos and videos will help you remember exactly what was damaged and how it should be repaired, which will make the insurance claim process easier for everyone involved.

Take photos of:

• The source of the water (if known)
• Affected areas (wherever there is visible damage)
• Affected items (things that aren't working because of their exposure to moisture)

Call a professional restoration company.

A professional restoration company is the best option for dealing with water damage. The most obvious reason for this is that they have the right tools and training to do the job safely--but there are other reasons as well. A professional restoration company, such as SERVPRO of Stone Oak, will take care of the entire insurance claims process for you. From start to finish, they will work with your insurance company to ensure that you receive the proper compensation. And finally, because of their experience with water damage (and other disasters), they'll know what steps need to be taken in order to minimize further damage after removing excess moisture from your home or office space.

Don't panic, follow these tips instead!

Water damage can be scary, but it's important not to panic and follow these tips instead!

• Take a deep breath. We know that sounds silly, but taking a moment to calm down will help you focus on what needs to be done next.
• Turn off the power to prevent the chance of electrical shock or electrocution
• Don't use a vacuum cleaner to remove any water.
• Call a restoration company.
• Take pictures of the damage.

We hope that this post has given you some helpful tips for dealing with water damage. While it may be scary, it's important not to panic and follow these tips instead!

How To Deal with Water Damage in My Attic

1/20/2023 (Permalink)

Water damage in the attic can be a hidden problem. With proper home maintenance and regular inspections, you can spot water damage early and prevent further problems from occurring.

Leak in Roof

If you suspect your roof is leaking and you want to test it, you can use a spray bottle filled with water. Spray the area where you suspect a leak. If it’s dry when you come back, then there isn’t an issue there.

If it’s still wet after several hours or overnight, then that means there is moisture in the area and it may be time to remove some shingles or tiles and find out the source of the leak.

Once you have found the cause of your leaky roof problem, fix it right away! The longer this goes on for without being corrected, the more damage will be caused inside your home by standing water inside your walls or ceiling areas (this includes woodwork). If left too long without repair work done on them immediately after finding out what caused these leaks through inspection processes. Structural damages such as rot from water damage can cause a lot of money to repair. If you suspect your roof is leaking, give the professionals at SERVPRO of Stone Oak a call today!

Hidden Water Damage

Hidden water damage can be caused by a variety of sources and is often unnoticed by homeowners. For example, roof leaks are often not visible to the naked eye until they have caused enough damage to be noticeable. A leak in your plumbing system or HVAC system may only be detectable after significant damage has been done to ceilings and walls. If you suspect that your attic might contain hidden water damage, it’s important to inspect it thoroughly in order to confirm or refute this possibility.

Roof Damage Causes

Water damage in your attic can be caused by a number of things, including roof leaks and roof damage. Roof repairs are necessary to prevent water damage in your attic if water damage has been present. A damaged roof can cause problems such as cracking, crumbling, or becoming loose. Roof replacement is another option for keeping the water out of your home. Some roofing materials include asphalt shingles (cobalt blue), clay tiles (beige), slate shingles (dark green), metal roofs (silver) and wood shakes/shingles (light brown). Roofing contractors offer services such as installation and repair work on residential homes' roofs including: re-roofing services, maintenance services, emergency response calls, gutter cleaning & repair services.

Roof Inspection

A thorough inspection of your roof is a good first step, as there could be issues with the shingles or flashing that need attention. If you have an attic, check for water damage in the attic space and make sure its venting is sufficient.

First, determine if you have any leaks or water penetrations by checking all gutters, downspouts and roof vents. If any leaky areas are found on your roof surface, they should be repaired immediately to avoid further damage to both the roofing structure and interior spaces below it.

While attic water damage may seem like a daunting problem, the good news is that it's not hard to fix. The key is to recognize the problem as soon as possible and get started with repairs right away. If you're dealing with water damage in your attic, then give SERVPRO of Stone Oak a call today!

Does Homeowner’s Insurance Cover Tornado Damage?

1/18/2023 (Permalink)

It's hard to know what to do when your home has been damaged by a tornado. The damage can range from minor cracks in the foundation or siding to major structural damage and loss of property. If you're wondering if your homeowner's insurance will cover tornado damage, here are some important things to consider: 

Will Homeowner's Insurance Help Replace My Lost Possessions?

Homeowner's insurance will cover damage to your home and most of your possessions in the case of a natural disaster or fire.

How much coverage do you need? That depends on what you own and how much it's worth. Some homeowners choose less coverage so that they can save money on their premiums; however, this doesn't mean you're fully protected from losses in a disaster. Instead of paying more upfront each month for cheaper premiums all year long, consider opting for increased protection against natural disasters like tornadoes or hurricanes instead—the savings over time could end up being worth more than what would have been saved by getting lesser coverage at first blush.

Is There Anything I Can Do to Make Sure My Home is Safer?

Homeowners can do a lot to make sure their homes are safer in the face of tornadoes. To start, they should make sure the roof is in good condition, the windows are in good condition, the doors are in good condition, and any siding is also up to par. The last thing you want is for a tornado to blow right through your window or door and take down half your house with it! You’d be better off finding another place to take shelter if that does happen. 

If you have an extra room or closet on your property (or even inside), install a storm shelter there instead. It could be worth looking into one for your home if you have enough space available on-site already; otherwise, look into placing one off-site near your home. 

Tips to Prepare for a Tornado Before it Strikes.

If you're living in an area that has a high chance of being hit by tornadoes, it's important to know what steps you can take to protect yourself and your home. Tornadoes are unpredictable and can strike without warning, so you should be prepared for the worst. Here are some tips for preparing for a tornado before it strikes:

• Make sure your roof is in good shape. If it's not, have it repaired as soon as possible.
• Clear away any debris near your house—woodpiles and other objects that could get picked up by strong winds could cause structural damage or injury if they're allowed to remain where they are during a storm.

What Should I Do If My Home or Possessions are Damaged by a Tornado?

Do not try to repair the damage yourself. You may be tempted to patch up small holes in your roof or seal cracks in your walls, but this could lead to further problems for you down the road. If you have renter's insurance and the tornado damaged someone else's home that you are renting from, contact the landlord right away so they can file a claim with their own insurer.

If it was your house that was damaged by a tornado, make sure that you get an estimate on how much it will cost to repair all the damage as soon as possible so that both parties are on equal footing when dealing with their insurers later on down the line.

What Does Homeowner's Insurance Cover?

Homeowners insurance helps cover tornado damage to your home depending on where you live, the type and amount of coverage you have and what causes the damage. Most common homeowner insurance policies offer dwelling coverage, which can help cover the cost of repairing or rebuilding your house if a tornado's wind causes damage. 

If windstorm damage is not covered by your policy, it is likely that tornado damage to your home will not be covered by the cost of repairs. Trees may fall as a result of tornadoes, harming your home, vehicle, and the property of others. Depending on the coverage of your policy, your insurer may or may not contribute to the cost of damage brought on by a fallen tree.

Hopefully, this article has given you some insight into what homeowner’s insurance will cover if your home is damaged by a tornado. Now that you know the basics of how to get coverage and what questions to ask, it’s time to start shopping around for quotes! If your home or business has suffered from tornado damage, don’t hesitate and give our SERVPRO team a call today!

Where Does Black Mold Grow?

12/12/2022 (Permalink)

Mold growth in San Antonio, TX home

Everything to Know About Black Mold

Black mold is a term that is widely used, even though it is not always accurate. A more precise definition of black mold would be "a family of fungi that produces spores in the form of conidia." The fungus is called "stain fungi," because its hyphae stain dead plant material and wood, which then turns black over time. There are many species of stain fungi, but some are harmful to humans and animals. If you have found that your home has black mold growing in it, take the necessary steps to get rid of it before any other problems arise!

What is Black Mold?

You might be wondering what black mold is, and how it can grow in your home. Black mold is actually a type of fungus that grows when you have excessive moisture in the air. The mold produces spores that are spread throughout the house by air currents. These spores can then grow on almost any surface within your home, including carpets, hardwood floors and even drywall if there's no ventilation to prevent it from growing.

Identifying Black Mold

It's possible that you might have black mold in your home, but don't know it. Here are some signs of black mold:

• The smell of musty or dampness in the air. 
• An unusual number of insects in a room (such as ants, flies and roaches).
• Mold stains on walls or other surfaces.
• Water-damaged ceilings or walls.

Where Does Black Mold Grow?

Black mold can grow on the surfaces of many different materials, including wood and paper. In fact, black mold is actually not a single fungus but rather an entire group of molds called stachybotrys chartarum. These fungi thrive in dark, damp environments such as basements and crawlspaces. Black mold tends to be attracted to organic materials like drywall or cardboard boxes because they provide food for the mold growth (as well as moisture).

Black mold thrives when there's an excess amount of humidity in the air—a common problem in bathrooms or kitchens where hot showers or baths may lead to build-up of steam on surfaces. Some common surfaces for mold to grow include: 

• Tile grout lines on the shower wall or floor
• Shower curtains
• Wallpaper backing behind faucet handles (if the wallpaper has not been properly sealed).

Preventing Black Mold Growth

To prevent the growth of black mold, you'll need to maintain indoor humidity levels below 60%. Black mold thrives in damp, humid environments where the air is stagnant. If your home has a dehumidifier installed or can afford an energy-efficient one, use it regularly to lower indoor humidity and keep your home safe from black mold spores.

If you have carpeting or flooring that's been contaminated with water due to flooding or leaks, clean up any spills immediately using soap and water. A HEPA filter vacuum will help remove black mold spores from hardwood floors and carpets without spreading them further into the air of your home.

If you have mold in your San Antonio, TX home, you need to get a professional in to remediate it and get you back to normal. Call SERVPRO of Stone Oak. We are available 24/7 and can help you determine the best course of action.

Hopefully, this article has helped you better understand where black mold is most likely to grow in your home. If you think that your home may be affected by black mold, I encourage you to schedule an inspection with experts today!

Plan for Mitigating Water Damage

11/9/2022 (Permalink)

Residential water clean up

How to Clean Up Water Damage After a Water Leak

Water damage is one of the most expensive and time-consuming disasters you can experience. It's also one of the easiest to prevent: a little maintenance goes a long way toward keeping your home safe from water damage. This guide will walk through what you need to do in order to clean up after a water leak so that you can get back to normal life as soon as possible.

1. DOCUMENT AND MOVE

First, document the damage. Take photos of everything that was wet or damaged in any way. Also, if you can, take pictures of where the water came from and how it got there.

Next, move items to higher ground—or at least away from their current location on the floor—as quickly as possible. This will help prevent further damage and allow you to dry out your home more quickly later. Don't forget to move any valuables (like jewelry) out of harm's way too! After this initial step has been taken, remove all items that do need to be replaced due to water damage into a dry area (like another room), so they're not left sitting in puddles while they're drying out.

2. EXTRACT THE WATER

Once you've assessed the damage, it's time to start removing the water. There are several different ways to remove water from your property, it really just depends on the type of water and loss and the extent of the damage. 

Once you've removed all of the standing water, use your nose and eyes as indicators for whether or not there are still places where water has pooled. Remember: If a light bulb goes out in an area where there isn't supposed to be any power running, that could mean there's still moisture somewhere! 

3. CLEAN AND DISINFECT

Now that the area is dry, you can move on to disinfecting it. This will help to prevent mold and mildew growth, as well as other bacteria. It's important to note that not all disinfectants are safe for every surface—some can damage certain materials. So before buying a disinfectant, make sure you read the product label carefully so you know how much of the product to use and whether or not it will harm your floors or walls.

Another thing to keep in mind is that some disinfectants take longer than others to dry after application; most will dry within 24 hours but it's still best if you avoid walking on them until then.

4. SET UP DRYING EQUIPMENT

Use fans to circulate air. These will help speed up the drying process, especially in areas with high humidity. Set up dehumidifiers in your basement or garage to get rid of excess moisture and reduce odor. Place them on a timer so they turn off after they've sucked as much water out of the air as possible.

If you have a furnace fan, turn it on—it can pull in warm dry air from outside and push out old, damp air that's contributing to mold growth indoors.

5. INSPECT, REPAIR, AND REPLACE

You've got your water damage cleaned up. Now what?

It's time to inspect, repair, and replace items that have been damaged by the water. There are a few things you can do to help keep yourself on track when it comes to repairing things in your home:

• Make a list of damaged items.
• Keep it in one place so everyone knows what needs fixing and where they should look (remembering which rooms were affected by the leak).
• Take pictures of everything as well! You'll want to remember how bad it was before starting any repairs or replacements."

Takeaway:

With a little bit of time and effort, you can clean up your water damage. If the extent of the damage is serious, it is wise to call your local SERVPRO experts for assistance.

Hopefully, this article has helped you understand more about how to clean up water damage after a water leak. If you have any questions or comments, please leave them in the comment section below!

Content cleaning and fire damage

10/2/2022 (Permalink)

Content Restoration and Fire Damage

After a fire, your most important job is to get the damage cleaned up as quickly as possible. SERVPRO of Stone Oak offers content cleaning services to help you restore the valuables inside your home or business after a fire incident.

Non-porous items, such as clothing, can be dry-cleaned

If your clothing has been near the fire, it is possible that they will smell like smoke. They might also be covered in soot.  In these instances, the clothes might feel like they are ruined. That is not the case! Sending your clothes to a professional dry cleaner can save your clothing.

The clothing should be dry-cleaned at least twice before being worn again. This will ensure that any residual odors are removed as much as possible before wearing them again.

High frequency sound waves are used to clean some items

Ultrasonic cleaning is an option for some items that are not porous. Porosity refers to the ability of an object to absorb moisture, so porous materials include clothing and carpeting. Non-porous objects include glass, mirrors, and ceramics.

The process involves placing the item in a tank with water and detergent solution, then vibrating it at high frequency with sound waves until dirt is loosened from the surface. This can be effective for removing dust from non-porous items like electronics or kitchenware, but it's not suitable for clothing or other textiles because they're too absorbent.

Content cleaning is an important part of fire mitigation

Content cleaning is an important part of mitigating fire damage because it reduces the amount of material that must be replaced. SERVPRO of Stone Oak can help with content cleaning and smoke damage.

Our SERVPRO technicians are highly trained to mitigate fire damage and clean up after a fire. We use specialized equipment to clean smoke and soot from interior structures as well as personal possessions, including clothing, furniture, and treasured family heirlooms. The goal of content cleaning is to restore your belongings to pre-fire condition as much as possible. If part of an item cannot be saved, we will work with you to replace those items within your insurance policy limits.

If you have fire damage, call SERVPRO of Stone Oak for help today.

SERVPRO of Stone Oak is a local company with many years of experience. We can help you get back to normal after a fire by assisting with insurance claims, content cleaning & storage, and cleanup & restoration. We are available 24/7, day or night. 

Our trained technicians will arrive on time to begin the process immediately. The sooner we start cleaning up your space, the more likely it is that we can save any important belongings from secondary damages, such as water damage or mold growth. 

While many companies might try and sell you on services they don’t actually offer (like water extraction), we at SERVPRO understand how important it is for our customers to trust us when they need us most — that’s why we only use certified professional technicians who are trained in both fire and water restoration services!

If you’ve recently experienced fire damage, SERVPRO of Stone Oak can help. We provide emergency cleaning services and work with insurance companies to ensure that the process is as smooth and stress-free as possible. Our goal is to restore your home or business to preloss condition as quickly as possible so that you can get back on track with your life. Contact us today to learn more!

How To Safely Use Candles in Your Home

8/30/2022 (Permalink)

With the holidays approaching, people love to decorate with candles. The light they provide adds ambiance to any room of the house. Candles scented with pine or spices can also bring back memories of holidays past, especially if you have an artificial tree. To enjoy candles safely, there are a few tips to follow this holiday season to avoid a candle fire.

Where To Burn Candles

The location of your candles is one of the most important steps to remember.

Place the candle on a flat, stable surface that is heat-resistant.
Make sure there are no objects near the flame that are flammable, such as carpeting or curtains.
Don't place a candle near a fan or vent. This can cause objects to blow too near the flame.
Never burn candles if someone uses oxygen in your home.
Always burn candles in a room that is fairly large and well-ventilated.

How To Burn Candles Safely
To avoid a candle fire, never leave a candle lit if you leave the room or go to bed. When you extinguish the candle, use a snuffer. Blowing on hot wax can cause it to splatter.
Keep children and pets at a safe distance from the flame. In addition, make sure you tie long hair back when lighting the wick.

How To Clean Smoke From Belongings
If you are dealing with smoke after a fire, call a fire restoration service right away. Trained professionals will assess the situation and devise a plan to safely remove the soot and smoke from your home in Timberwood Park, TX. Smoke cleanup must be handled by an expert who uses specialized equipment to ensure all surfaces are thoroughly cleaned.
Candles are a fun and relaxing way to enjoy the holidays. If they aren't used correctly, however, they can cause a candle fire. Safely enjoy the holidays by following some simple safety tips when using candles.

Can Commercial Tenants Get Flood Insurance?

8/25/2022 (Permalink)

Flood Insurance

Renter’s insurance covers the contents of a space rented by a commercial tenant. A lessee can obtain insurance coverage that specifically applies to damage caused by flooding, which is often excluded from general commercial renters policies. The availability of National Flood Insurance Program policies varies based on the location of rented property in Stone Oak, TX.

Renters Policies May Exclude Flood Damage
Renters policies for commercial structures tend to cut out damage caused by flooding. Exposure to contaminated water can damage or destroy any of the following high-value contents:

• Appliances and devices
• Fixtures
• Inventory
  
  

While a property owner and lessor is responsible for restoring a structure damaged by flooding, a tenant or lessee is responsible for replacing damaged contents. For this reason, it can be helpful to seek out dedicated flood coverage for commercial renters.

The NFIP Offers Renters Insurance
The NFIP is administered by FEMA. While this program does offer renter's insurance, a tenant must see whether the NFIP is available in the area in which a property is located. In general, the NFIP is more likely to be an option in designated flood zones.

Private Insurers Provide Flood Policies
If the NFIP does not offer policies that cover a rented commercial space, a business owner may want to obtain a flood policy through a private company. Check the limits and terms of any policy to ensure that it covers the costs of replacing ruined commercial contents. It may be possible to obtain a rider on a general commercial property insurance policy for rented premises or a business may have to obtain a separate policy.
Flood insurance coverage may be available through the NFIP for business owners who rent property located in a flood zone in Stone Oak, TX. If an NFIP policy is not available, a private insurer may offer renter’s insurance for flooding in addition to general commercial insurance.

Performing a Successful Water Heater Flush

8/10/2022 (Permalink)

Steps To Perform A Flush For A Water Heater

Performing a successful water heater flush is an excellent way to help maintain your device and prevent unnecessary damage or repairs. The process is very simple, even if you don't have any prior plumbing experience. Follow the steps below to perform a flush for the water heater in your home in San Antonio, TX.

1. Turn Off the Heater's Power.
This process varies depending on whether you have a gas or electric models. For a gas model, simply extinguish the pilot light. If you have an electric model, turn off the line in the circuit box that supplies the heater.

2. Designate a Proper Drainage Area and Connect the Hose.
You need to designate an area where you can drain the water. It should be a spot that can handle lots of warm water flow, without running the risk of flooding your property. Connect one end of your garden hose to the drain valve before running the opposite end of the hose into your designated drainage area.

3. Drain Your Tank.
Open your drain valve to let the water out. Allow it to flow for several minutes. During this time, head into your kitchen and turn on the hot water faucet in the sink. This helps the water run more smoothly. After a few minutes, shut off the supply valve. The water flow will gradually begin to slow before it stops altogether. Reopen the drain valve to perform one more quick flush before shutting it off again.

4. Refill the Tank.
Close the valves and turn the water supply back on. Keep an eye on the faucet in your kitchen. Once the water starts running smoothly, you'll know that the heater's tank is full.

5. Reactivate the Heating Element.
Refer to step one to reactivate the power in your heater. You have now performed a successful water heater flush.
Proper water heater maintenance is essential if you wish to keep your device running properly for a long time. For more assistance or information, contact water remediation experts.

What That Smell From Your Washing Machine Means

7/29/2022 (Permalink)

What Your Washing Machine's Odor Means

Nothing is worse than getting ready to wash a large batch of dirty laundry and getting hit by an overpowering smell emitting from your washing machine. That's a mold smell, and it could mean mold is elsewhere in your home, including:

• The air
• The walls
• The pipes
  
  

It may be necessary to consult with a Timberwood Park, TX, mold remediation specialist to do the following:

Locate the Source
Finding the origin of the mold you smell is critical to containing its spread. Mold containment services can measure the number of mold spores in an environment and track their source by calculating their density. Infrared cameras can detect moisture in walls and ceilings, indicating the presence of mold in those spaces. Often, leaky pipes and clogged gutters are the cause of excess moisture.

Contain the Mold
Once you determine that mold is causing the odor in your washing machine, and you've located its source, you will want to prevent spores from spreading. Although mold-infested structural elements are not replaceable, state-of-the-art dehumidification methods can remove moisture from hard to reach places, inhibiting the spread of mold. Air filtration systems can be employed to address airborne mold spores that have likely spread through the air if you can smell them.

Mold Prevention
A mold remediation company can confirm that it is impossible to avoid mold entirely, but three conditions promote its spread:

• High humidity
• Poor airflow
• Low light
  
  

It may seem counter-intuitive to lower the humidity in a washing machine, but this is possible when the machine is not in use. Immediately remove wet clothes and keep the door open to prevents stagnant water and allow the interior chamber to dry thoroughly. Running a cycle with white vinegar followed by baking soda periodically will help get you back to clean, fresh-scented laundry.
If a mold smell suddenly occurs in your home, contact a Timberwood Park, TX, mold remediation service immediately.

3 Ways To Make Home Landscaping Flood Resistant

7/29/2022 (Permalink)

Three Home Landscaping Tips

The landscaping surrounding your home can be more than ornamental. If you reside in a flood-prone area of San Antonio, TX, you may want to pursue any or all of these three home landscaping tips for diverting outside flooding away from your home.

1. Adjust the Grade
Many homes that are located in flood-prone areas are situated on high ground or constructed on raised foundations. If water still accumulates around the foundation of your home during heavy rains or flooding, you may want to add swales. These channels dug into the landscape can redirect the course of water away from the foundation of your home during a heavy rainstorm or flood event.

2. Check the Drainage
The water that filters down from the roof of a home should also be directed away from the foundation. Gutters should connect to downspouts, and diverters can be useful for making outside flooding flow toward features such as swales, rain gardens or drainage rather than pooling around the foundation where it has the potential to damage the structure or interior of your home.

3. Cultivate Natural Barriers
Rain gardens and other natural plant barriers can be highly effective for managing water flow. The ideal location for these features is at least 10 feet away from the foundation of your home or in swales. Plant root systems slow the flow of water over the surface of the ground and absorb moisture to make rain drainage more effective. These gardens should ideally contain local plants that require a minimal amount of maintenance between rains.
Outside flooding poses major water damage risks. As heavy rainfall accumulates and bodies of surface water overflow, contaminated water may spread across flood zones in San Antonio, TX. If your home is located in or near one of these zones, flood-resistant landscaping measures may prove useful for limiting the severity of flood damage.

Techniques That Do Not Work for Mold Cleanup

7/11/2022 (Permalink)

Mold remediation job in Stone Oak, TX.

If you find yourself with a mold problem in Stone Oak, TX, you want the most effective treatments for a lasting fungus cleanup. The wrong treatment will just waste time and money and will give the mold spores time to spread throughout your building. Or, the problem will return just when you thought things were getting better. A professional mold remediation team has the training, equipment, and cleaning agents to take care of mold effectively. Once the problem is stopped, the mold shouldn't return unless another instance of water damage happens to your business.

Mold Cleaning Methods To Avoid

A do-it-yourself approach to fungus cleanup often falls short for a number of reasons. Mold testing should be conducted and interpreted by a certified environmental technician and taken to an approved laboratory. Many common cleaning agents are not effective in the fight against mold. Plus, cleaning should be applied in a systematic and professional manner, in accordance with the highest standards of the cleaning and restoration industry. Here are a few methods used to clean up mold that could backfire:

• The use of bleach. While this often will kill mold it is not approved by the EPA as a biocide.
• The improper use of ventilation. Using fans and opening windows will often just result in spreading mold spores
• The incomplete cleaning of surfaces. In some cases, materials affected by mold will need to be replaced.
  
  

Mold Cleaning by Professionals
A thorough fungus cleanup begins with an inspection and assessment of the problem, followed by a plan of action. Advanced techniques such as thermal imaging and moisture detection alert technicians to hidden areas of mold. Mold containment uses physical barriers and negative air chambers to prevent spread. Mold removal employs air scrubbers and HEPA vacuums to capture mold spores out of the area. Approved, powerful, and safe cleaning agents wipe down impacted surfaces. Finally, complete restoration treats odors and replaces damaged belongings.

How To Clean Up Wood Floors Quickly After a Water Leak

6/21/2022 (Permalink)

How to Quickly Clean Wood Floors After a Water Leak

You chose wood flooring for your business to create a warm and inviting atmosphere. When you experience water leakage or a flood, it’s important to clean up quickly to avoid damage. Here are three recommendations to achieve the best results when the unfortunate occurs. 

1. Stop the Flow of Water from a Pipe Burst or Other Source
The first step in dealing with water on your floors is locating the source and controlling it. Some common problem areas to look for in commercial business settings include:

• Leaking roof
  
• Faulty sprinkler system
  
• Clogged gutters
  
• Old or malfunctioning HVAC system
  
• Pipe burst
  
  

2. Clean Up Right Away
It is essential to begin cleaning up immediately upon managing the water flow to reduce or eliminate the potential for damage. Start by opening windows and doors to improve airflow. Depending on the amount of liquid present, the next step will be to wipe the area with towels or a mop. You can also use a rubber broom to push standing water through an open doorway to facilitate removal. Finally, place commercial fans throughout the space to begin the drying process.

3. Contact the Experts
As you’re assessing the wet floor, you may conclude that you need help. Working with a certified water restoration company will give you peace of mind knowing licensed professionals can help you clean and reopen your business safely. These teams have extensive training to get to the heart of the problem, mitigate further issues and prevent the need to replace your wood floor.
Handling a pipe burst or water damage in San Antonio, TX, is frustrating. Stop the flow, clean wet areas and call in the experts so you can get back to business as usual. By taking proactive steps to effectively deal with unwanted water at your building, you will help to lessen the possibility of damage. 

3 Ways To Keep Your Sump Pump Working

6/12/2022 (Permalink)

Three Simple Ways To Keep Your Sump Pump Running

If your Timberwood Park, TX, home has a damp basement or if you sometimes have heavy rain or flooding, you know it can be a challenge to keep your house dry. The possibility of water damage is always lurking around the corner.

A sump pump can help you keep water out of your house and avoid the need for water damage repair. Here are three steps to maintaining this vital piece of equipment.

1. Check for Accumulated Debris
Depending on where your pump is located, it can get blocked or clogged with things such as:

• Dirt
  
• Rocks
  
• Silt
  
• A ball or toy
  
• A small animal
  
  

Check the vent hole and discharge pipe for debris or objects. Even if your pump isn't completely blocked, the buildup can cause the motor to work harder to drain the basin. The result can be water overflow.
Inspect the intake screen and clean off collected dirt or clogs. Look in the pit for obstructions and ensure the float component has nothing to block it.

2. Inspect the Sump Pump Connections
Make sure your pump electrical cord is in good working order. It could have frayed wires or places where an animal chewed it. After inspecting the cable, ensure it is plugged into a working GFCI outlet.
If you have a backup battery in your appliance, change it every 2-3 years or check with the manufacturer for recommendations on how often to replace it.

3. Perform a Test
It's good to conduct a test as part of a pump maintenance routine. Fill a bucket with water and pour it into the basin. The float should initiate the pump as the water level rises, causing it to drain.
A sump pump can help you keep water out of your Timberwood Park, TX, home during heavy rainfall or melting snow. Maintaining your equipment ensures it works when you need it most.

What Mold Damage Is and Isn't Covered by Commercial Insurance?

6/5/2022 (Permalink)

What Is and Isn't Covered by Commercial Insurance When It Comes To Mold Damage?

Finding mold in your Stone Oak, TX, building is highly unpleasant, particularly if it's spread a great deal. Getting rid of the growth may require extensive work from a mold remediation company. Unfortunately, this could result in a monetary loss. Therefore, investigating your commercial insurance coverage is paramount. If you're able to get financial assistance, the process may be much easier. So, here is what is and isn't covered by most commercial fungus insurance policies.

Covered
Receiving coverage for commercial mold damage is tricky. Most policies have an exclusion for mold. However, you may be compensated if you have a specified cause of loss. This term covers a specific group of reasonings for property damage. Here are a few that you may have experienced:

• Vandalism
  
• Water damage
  
• Riots
  
• Fire
  
• Smoke
  
• Lightning
  
  

If any of these occurred, there's a good chance that you'll be covered. There's also a possibility that your mold growth has caused one of these losses. While mold couldn't exactly start a riot, it may result in water damage or something similar. This is another exception to the exclusion, so you might receive mold insurance assistance in cleaning the initial fungus problem. One last reason for being covered is having limited fungus coverage. If you live in a particularly humid area, this may be wise to invest in.

Not Covered
Most commercial insurance policies cover very little in terms of mold damage. Since the specified causes of loss aren't likely to result in mold, you probably won't receive an exception from the exclusion. This is especially true if the damage was caused by maintenance neglect. If you didn't conduct regular checks on your property, your insurance company will be unlikely to help you. You will definitely be turned down if you were aware of the mold for a while.
Commercial insurance can be difficult to navigate, so be sure to do research on your own policy. While most fungus damage isn't covered by commercial insurance, it's important to be thorough.

3 Steps for Making a Fire Escape Plan for Your Business

5/29/2022 (Permalink)

How To Create a Fire Escape Plan For Your Business

Your San Antonio, TX, business is likely a major investment, and doing all you can to protect the property, building and its contents from a fire can help you protect your bottom line. While maintaining fire safety equipment and electing safety chiefs for each department can help, creating a viable fire escape plan is valuable when it comes to keeping your employees and customers safe in the event of a sudden blaze. Creating a plan does not have to be difficult, and there are a few simple steps you can take to do so.

1. Map Your Building
The first step to creating a fire escape plan is to map out your building, either on paper or digitally. Mark all exits, stairways, elevators and fire escapes. If you have multiple departments in your building, create a plan that allows them a safe exit without having to travel far. Tracing a main emergency escape plan and then a second one as well can help prevent exit blockage during a fire.

2. Review the Plan With Employees
Informing your employees about the new fire safety plan can help them feel safer while on the job. Hold a safety meeting and discuss how each department should evacuate in case of a fire and which exits they should use. Calling in a fire mitigation and restoration company representative to help you explain your plan may help improve the productiveness of this kind of safety meeting.

3. Practice the Fire Escape Plan
Once you create your plan, it is wise to practice it with fire drills at least a few times a year. This can refresh your employees' memories when it comes to which exits to use and how to prevent accidents during an evacuation. The more familiar your employees are with the fire escape route, the calmer they may remain if a fire should break out, allowing them to leave safely.
Creating a fire evacuation plan for your San Antonio, TX, a business can keep your employees safe, no matter its size. Preparedness is often the key to preventing injuries and burns when commercial fires break out.

4 Steps To Take After a Pipe Break

5/23/2022 (Permalink)

Water damage in a home in Timberwood Park, TX.

Following These 4 Steps After a Pipe Break

If your Timberwood Park, TX, home has ever been a victim of bursting pipes, you likely know that time is of the essence whenever the possibility of lasting damage is involved. Here are four things to do immediately after a pipe break.

1. Turn Off the Water
Your best bet for minimizing damage after a pipe breaks is to turn off your home's water. The main shut-off is typically found near your water heater or in your basement. If your pipe broke because it froze, open all the faucets in your home, too. This lets any water inside the drain, preventing another round of frozen pipes.

2. Call Professionals Who Know How To Handle Bursting Pipes
Your second step should be to call a water damage mitigation company. Even if you're confident that you know how to fix broken pipe connections or repair a leaky vent pipe, the risk for secondary damage such as mold makes this type of cleanup a job best left to experts. They have the professional-grade equipment and safety gear required to do a thorough job.

3. Begin Removing Water
Next, start mopping up the water. If you have a wet/dry vacuum or even an impressive towel collection, it's time to put it to work.
The exception to this — and it's a very important one — is if electricity is involved. If electronics and other electrical equipment have been soaked, avoid them completely. Similarly, if the electrical outlets are underwater in the affected area, do not enter that room at all.

4. Start Ventilating the Space
Once you've removed as much water as you can, help airflow through the affected space. Ideally, this would involve opening windows wide. If that's impossible, make sure your home's fan is running constantly and/or turn on any ceiling or portable fans.
Bursting pipes are never a welcome surprise. Follow these four steps in the aftermath, and you can minimize damage and expedite the cleanup process.

4 Main Requirements for Cleaning After a Flood

5/18/2022 (Permalink)

Water restoration in a home in Stone Oak, TX.

Cleaning Requirements After a Flood

If you have had flooding in your home in Stone Oak, TX, it is important you begin the cleanup process right away. However, if you do not do it correctly, you may have unwanted consequences such as mold growth. The following cleaning requirements are important to prevent further damage.

1. Remove Standing Water
If the flooding resulted in standing water, this needs to be removed right away. Contact a flood restoration company to extract the water, as the professionals use pumps, and they know the correct rate to remove the water to prevent structural damage.

2. Remove Contaminated Materials
Items that were submerged may have been exposed to contaminants and are ruined beyond repair. Assess the damage and ask the professionals if some of the items can be restored with professional cleanings or if they should be thrown out. Some items that should always be removed include mattresses, wood veneered furniture, stuffed animals and toys.

3. Dry the Affected Area
Once the standing water has been removed, one of the next cleaning requirements is to completely dry the area. Absorptive towels may help with initial water removal, and then large fans should be placed in multiple areas until things are dry, which may take a couple of days. A dehumidifier also helps keep the area free of excess moisture.

4. Flood Disinfectant
A major part of flood clean requirements is disinfecting the affected surfaces. It is best to use an EPA disinfectant, as these have antimicrobial properties. Disinfect all surfaces that were affected by floodwater to get rid of fungus spores, chemicals, bacteria, solid waste, heavy metals and other dangerous substances.
A flood can do a lot of short- and long-term damage. Following specific cleaning requirements will remove the water quickly, dry the area and remove contaminants that could potentially cause further damage.

4 Common Water Problems That Occur in Commercial Buildings

4/13/2022 (Permalink)

Ceiling damage caused by water.

Four Water Problems That Occur In Commercial Buildings

Maintaining a building in San Antonio, TX, can be rewarding, but you'll have to deal with some issues now and then. Something that's bound to come up multiple times is water damage. From leaking pipes to floods, your building is bound to undergo something of the sort. If you want to better prepare yourself, here are four common water problems that occur in commercial buildings.

1. Cast-Iron Sewer Line Failure

Since sewer lines form a connection between your building and the main sewer drain, each one needs to remain intact. Problems like clogging could cause substantial damage. While these lines are supposed to last around twenty-five years, you may experience issues like a toilet backup. These are some signs that your sewer lines are in trouble:

• Constantly clogged drains
  
• Smells from sewer gas
  
• Yard indentations
  
  

2. Foundational Problems

Foundational problems are particularly problematic. Water damage can cause these issues, but it may also be caused by the resulting damage. If your drainage isn't properly functioning, you could acquire building problems. After the cracks or movements occur, this may open the door for more water damage, particularly with your plumbing. Keep an eye out for foundational damage around the structure.

3. Issues With Copper Pipes

While copper pipes are quite strong, there's always the chance that an issue like a pipe break will occur. This could be due to anything from old age to the state of the water. Whatever the reason, you'll want to see if you can get the pipes fixed. Replacing your entire system would be far more expensive than doing repairs.

4. Burst Water Pipes

If your water pipes begin to leak, you may see stains on your ceiling or walls. If left alone, leaking pipes can cause substantial damage to the building. For instance, mold may begin to form.
By keeping an eye out for these problems, you may be able to stop some from happening. If you do experience water damage (such as leaking pipes), call a water damage repair company for help.

How To Prevent Mold Growth

4/7/2022 (Permalink)

How To Keep Your Commercial Building Mold-Free

Black mold is one of the more notorious varieties of mold growth, but all types can be problematic for your Stone Oak, TX, business. Knowing the most common locations for mold growth as well as a few preventive measures can help you keep your commercial building mold-free and ready for business.

Mold Growth Locations

Mold needs warmth, water and a food source to grow. Anywhere with these three elements can foster mold growth. Unfortunately, most indoor locations are sufficiently warm and have a variety of food sources available. The following are some common places black mold and other varieties of fungus may grow in a commercial building:

• Bathrooms
  
• Live plants
  
• Paperwork
  
• Air ducts
  
  

Perform routine inspections for signs of mold growth to catch problems early. Large, uncontrolled areas of mold growth are likely to require a professional restoration service.

Preventive Measures

Keeping your commercial building dry is a sure-fire way to prevent a mold infestation. Without moisture, the spores will not be able to grow. Keep the indoor humidity below 50%, and clean up spills and leaks as quickly as possible. It may be necessary to run a dehumidifier in humid areas.
Routine maintenance of the HVAC system also decreases the likelihood of a mold infestation. Clean ducts have less dust for mold to eat and are less likely to spread mold spores throughout the building.
Installing an air purifier with a HEPA filter is another way to decrease the number of spores circulating through the air. High-quality filtration systems are able to capture many of the spores before they have a chance to colonize.
Decreasing the number of mold spores and minimizing the food and moisture available will hinder the growth of black mold and other fungal nuisances. While it may be impossible to prevent all mold growth, routine inspections can help you spot new growth before it becomes a major problem.

Preparing Your Business For an Emergency

3/28/2022 (Permalink)

Getting Your Company Ready for an Emergency

Most businesses in Timberwood Park, TX, believe they are adequately prepared for an emergency. Smart business owners know that it only takes one catastrophic event, whether a flood, fire, or hurricane, to disrupt operations and permanently close the doors. Therefore, companies should do as much as possible to plan for the unthinkable. The following steps will help make sure you are in a comfortable position to deal with any business interruption.

1. Develop a Detailed Contingency Plan

It’s essential to have a very detailed contingency plan that accounts for all possible events. It should contain a prioritized list of essential business functions and the order in which they should be restored. It should also have the contact information of trusted restoration experts to make sure the company can begin running again as soon as possible.

2. Check Your Insurance

Of course, all facilities need to have insurance coverage for damages. A basic policy will help replace damaged goods or help with fire restoration, for example, but it doesn’t make up for lost revenue while a factory is not running. Interruption insurance is something more business owners are considering. This coverage pays out when normal operations can’t continue due to damage. Interruption insurance often covers not only losses due to the damage, but also slower revenue directly after an issue has been repaired.

3. Disseminate Your Plan

A contingency plan is only good if employees know where to access it and what to do in the event of an emergency. Make sure to ask for feedback, since your employees are experts in the areas that will need to be restored. A call tree, with key decision-makers identified, is a good idea to help provide direction in a time that could be chaotic.
Emergency preparedness starts with a contingency plan and covering all potential losses through interruption insurance. The best plans are well thought out and explained to every employee through new hire training and annual reminders. A good plan will leave you with the peace of mind that you are ready for any disaster, and your business will continue to thrive long afterward.

How To Prevent and Remove Bathroom Mildew

3/23/2022 (Permalink)

Facts - Bathroom Mildew

Cleaning a bathroom of fungal invaders can be an unpleasant task. When spores do appear, however, performing a thorough mildew clean becomes essential. Here are a few facts every business needs to know regarding bathroom mildew infestations.

Ways To Prevent Bathroom Mildew

Mildew and other forms of bathroom mold can be prevented in the following ways:

• Make certain that sinks are dried regularly. Have an exhaust fan running during all hours.
  
• Clean the restroom with antibacterial agents.
• All forms of bacteria and dust must be eliminated.
  
• Repair the plumbing. Leaks cause dampness that creates conditions for mildew, so check that pipes are functioning correctly.
  
  

Covering walls with mold-resistant paint is another tactic that may help avoid the need for a comprehensive mildew clean. Employing a mold prevention specialist to apply a protective stain on bathroom walls in Stone Oak, TX, could save significant dollars.

How To Get Rid of Bathroom Mildew

Eliminating mildew from lavatories requires extra care so that risks are reduced. What follows are a number of guidelines you should closely adhere to when handling the job.
Never enter contaminated areas without wearing a recommended respirator. If scraping is going to be involved, plastic gloves and goggles are also necessary.

Remove everything from the infected restroom and toss items that display traces of mildew. Ventilation grills should be closed off with polyethylene sheeting and duct tape. Outward-facing box fans can be placed inside open windows to eliminate floating particulates.
Hard surfaces are to be scrubbed with chlorine bleach. Pour the solution onto a cloth and rub affected walls and floors with slow, deliberate motions. Doing so reduces the number of spores that get stirred up while you work.
Performing a thorough mildew clean is a laborious challenge that carries with it a significant risk. Avoid the need for executing this undesirable activity by making sure mildew and other growths are unable to thrive within your office restroom.

5 Ways To Keep Your Kids Safe During a Home Fire

2/28/2022 (Permalink)

Children's Safe Evacuation

A home fire can be a traumatizing experience for any family in Stone Oak, TX. In addition to causing potentially significant fire damage, blazes can also jeopardize the wellbeing of everyone inside the house. Because of this, ensuring your kids’ safety is extremely important. To help facilitate your children’s safe evacuation, you should provide several key instructions.

1. Fire Escape Plan

Your children should understand that fires are dangerous and that a quick evacuation is essential. To facilitate this goal, you should develop and practice an efficient fire escape plan. Your proposed strategy should outline exit routes and establish a meetup spot outside and away from the house. Seeking help from a trusted neighbor may also be part of your plan.

2. Alternative Escape Routes

Because flames and smoke may block a preferred exit, it’s important for everyone residing in the house to recognize alternative escape routes, such as the garage and windows. To promote kids’ safety and prepare for a potential emergency, you should help your children identify every available exit and practice unlocking and opening windows and doors.

3. Feeling for Heat

Feeling closed doors for heat is another important fire safety practice. Teach your children to avoid opening any doors that feel warm to the touch.

4. Limiting Smoke Exposure

Excessive smoke exposure can be harmful. To alleviate this problem, instruct your children to stay as low to the ground as possible and demonstrate useful crawling techniques.

5. Stop, Drop and Roll

Your kids also need to know how to respond if their clothing catches on fire. To help them understand how to calmly react to this situation, teach them to stop, drop to the ground and commence rolling to smother the flames.

Although it may be a scary topic, it’s important for parents to educate their children about fire safety and make appropriate preparations. In the event of a home fire, a well-devised evacuation plan can protect every kid’s safety and wellbeing.

3 Reasons to Choose SERVPRO

2/25/2022 (Permalink)

Commercial clean-up after damage.

3 Reasons to Choose SERVPRO

If you have a client with a property needing restoration, then you may want to consider recommending a SERVPRO franchise in their local Timberwood Park, TX, area. This professional restoration service may be able to provide the right team to take care of multiple restoration needs. Here are a few reasons you may want to consider them.

1. They Are Trained in Multiple Damage Types

The individuals at SERVPRO are all certified to perform a variety of restoration jobs. This allows them to assess and repair any damages they may find regardless of the source, whether it's water damage, fire damage, mold remediation, or storm damage. This means that on occasions real property has suffered more than one damage type, a single team of restoration professionals can still conduct repairs.

2. They Offer Excellent Service and Results

The SERVPRO franchise is locally owned and operated, meaning that you can often find a service in the vicinity of your clients. This allows for a quick response time. A restoration team can quickly be on the property, and begin assessment and planning for the repair process. Their teams pride themselves on providing quality service in every aspect of the job.

3. They Can Help With More Than Building Repairs

These restoration professionals in areas other than repair. They also offer document restoration, an electronic inventory management system to help insurance companies, item restoration, protective boarding and tarping services, and may even help with security measures for large commercial properties under repair.

If you're looking for a restoration team with excellent service, quality results, and great customer service, then you may want to choose the SERVPRO franchise. These restoration professionals are trained in multiple damage types including fire, flooding, storm damage, and even mold remediation. They even offer a variety of services outside repairs. The variety of services offered, and the ability to deal with multiple types of damage, allows you to recommend a single service to your clients for whatever disaster may have occurred to their property.

Tips for Developing a Business Continuity Plan

2/18/2022 (Permalink)

Three Things To Include In the Plan For Your Business

Having a continuity plan in place can be an important step for many San Antonio, TX, businesses. These plans cannot only help you save time in the event of a storm or flood, but they can also help you get your business up and running if the worst should happen. Here are three things you may want to include in the plan for your business.

1. Know Which Issues Your Business is Most Likely to Face

Knowing if a property may be in danger of flooding or storm damage can help you know what events to plan for. Look at the location of the property, such as if you're at the bottom of a watershed, as well as the regular weather patterns. This may also allow you to take preventive measures ahead of time, such as installing a drainage system.

2. Keep Track of Time Sensitive Business Details

Another thing many business owners choose to include in their continuity plan is time-sensitive business details that may need to be taken care of regardless of if the business is currently open. These may include any bills that need to be paid, such as rent, as well as anyone that may need to be contacted if the company were to temporarily shut down for repairs.

3. Have a Recovery Strategy

In many cases constructing a plan can help you know ahead of time which recovery steps you may need to take. This will allow you to collect numbers for services such as a professional restoration team that can conduct cleaning and repairs. This can allow you to record the contact information for a local and reliable team you trust to do the work before an incident happens.

Constructing a continuity plan can help your business in a number of aspects. Formulating this plan will allow you to know what issues the property is most likely to face, and create a recovery strategy. This plan will also allow you to keep track of any time-sensitive business details that you may need to stay on top of in the event your company needs to close for a while due to repairs.

One Misstep in Your Vacation Planning May Result in Costly Damage

1/23/2022 (Permalink)

When you plan a vacation, you stress over every little detail. You plan your flights so that you have enough time between connections to account for delays and terminal transfers. You pack one or two cold-weather outfits even though you're going to the tropics, just in case. You fill your toiletries bag with vials of medicine, even though neither you nor any of your family members get sick very often. You're more than ready for a week out of the cold, or are you? If you haven't thought about the possibility of a broken pipe and preventing the need for a water pipe repair, you are not prepared.

7 Steps To Preventing Costly Damage

Frozen pipes often lead to extensive and costly water damage throughout the whole home. If an exterior pipe freezes, it can cause a backup in all your pipes. As the pressure builds up, it will look for a way to escape. Typically, escape involves finding weak spots in your pipes and bursting them. You can prevent this process from happening by doing the following:

1. Inspect all your pipes and water appliances for leaks, cracks or fissures. If you discover a weak spot, perform a water pipe repair with caulk or plumbers' tape.

2. Check all the hoses on your washing machine, dishwasher, refrigerator and other appliances. Unkink any kinks.

3. Clear your gutters of debris.

4. Examine your sump pump to ensure that it is in good working order. If you have the means, invest in a backup just in case your basement does become flooded while you're gone.

5. Insulate exposed pipes and shut off the water supply to pipes that lead outdoors and that you're not currently using. Be sure to drain them as well.

6. Have a friend, family member or neighbor come over to check on your home while you're gone.

7. If no one can check on your home, turn off the water at the main. Drain the pipes and leave cupboards under the sink open to allow heat in.

When Your Pipes Do Burst

If your pipes burst regardless of your efforts, contact a Stone Oak, TX, water restoration team. You may also need to call in a plumber to perform an extensive water pipe repair.

What Does a Commercial Property Insurance Policy Cover?

1/16/2022 (Permalink)

The Ins and Outs of Commercial Insurance Policies

Whether your business is big or small, new or old, property insurance is something you need. Despite how far-reaching these policies are, there are important things that they don’t cover. Do you know the difference? Learn more about what commercial insurance can cover and how it benefits your Timberwood Park, TX, business.

Commercial policies are known for covering your building and all its contents, as well as things immediately outside of it. That list is long and can include:

• Computers
  
• Inventory
  
• Furniture
  
• Signs
  
  

But for all the things they do cover, these policies have many things they don’t cover. Knowing what those are can be important to avoiding complications following a disaster.

Weather Damage

Some commercial insurance policies limit coverage of damage caused by things like earthquakes, hurricanes, tornadoes and floods. Policies that do provide such coverage may have limitations, such as not covering outdoor property such as company vehicles or fences. It’s generally worthwhile to check your policy if you’re in a weather disaster-prone area.

Disaster Cleanup

Commercial property insurance typically is meant to float a company through a great loss, natural or manmade. But that doesn’t always mean it will cover the costs of cleaning, rebuilding, repairing, and such following the loss. Discuss what is covered and isn’t with regards to mitigation and remediation well in advance of a disaster so you don’t get a rude awakening.

Outdoor Property

Most policies limit their coverage to items inside the building, but some will cover property up to a certain distance away. This can be critical when it comes to damage of satellite dishes, fences, signs and other outdoor property.

Bills from fire damage or another business catastrophe can be enough to send a commercial property under. But the story doesn’t have to end that way. Learn the ins and outs of commercial insurance policies, and you’ll know what to look for to protect your business.

What To Expect From Your Water Damage Restoration Team

1/11/2022 (Permalink)

A flooded house in San Antonio, TX.

Storm Damage Restoration Team

If your home was recently involved in a serious storm or flood, you may need to call in your San Antonio, TX, storm restoration team for immediate and cost-effective assistance with water damage big and small. For example, the longer you wait to seek help, the greater the likelihood that your home develops secondary damage:

• Mold
  
• Drywall rot
  
• Buckling floorboards
  
• Insulation damage
  
  

Each of the above problems is much costlier to fix than primary damage and may necessitate the tear out of damaged materials and replacement with new ones. Primary damage restoration, on the other hand, simply involves drying out the affected area and maybe cleaning contaminated materials.

Restoring Secondary Water Damage

The restoration process for secondary damage begins in much the same way as the remediation process for primary damage. The storm damage restoration team will begin by drying out the affected area to ensure that the risk of moisture damage is eliminated. Once the area is dried out, the team may perform a flood cut, which requires them to tear out up to 18 inches of the bottom portion of the affected walls. This is done to remove any damaged insulation and to further dry out the interior of the wall. If necessary, the team may remove wet insulation and replace it with new insulation.

The Finishing Touches

Once the team feels that the entire area has been effectively dried, it will continue to clean damaged surfaces to remove any contaminants. Some items, such as curtains and other draperies, may need to be dry cleaned. Furniture, carpeting and other porous surfaces and items may need to be disposed of and replaced. Non-porous surfaces, such as wood and metal, may simply need to be cleaned with commercial-grade cleaners.

If your home was involved in a flood, there is a good chance that your restoration team will need to tear out portions of drywall and insulation. Your local remediation team can go over the ins and outs of storm damage restoration efforts with you in great detail and help make the process as smooth as possible.